Meeting your money transfer needs

Cactus Financial Services

Welcome to Cactus Financial Services the leading agent of Western Union Money Transfers in Zambia. We provide you with SECURE, FAST and RELIABLE money transfer locally and internationally.

Our network of 51 outlets (each one carefully chosen and found in heavy human traffic localities) covers all the 10 provinces of Zambia. We are proud to announce that we are now agents of Zoona mobile money transfers.

We have you covered

Cactus Financial Services is pleased to announce that you can now enjoy SECURE, FAST and RELIABLE money transfer services from all our outlets using Western Union and Zoona Mobile Money Transfers.

Western Union Franchise

Cactus Financial Services signed an International Representation Agreement with Western Union Network on 10th March, 2009. Western Union helps people and businesses move money - to help grow economies and realize a better world.

Our Services

Under the Western Union Franchise , Cactus Financial Services is able to provide the following services:


This is a consumer - to - Consumer money transfer services between two individuals. It may be a domestic service where both individuals are resident in Zambia or it may be an international cross-border service. Transaction fee rates for domestic are different from those for international. See transaction fee rate page.


Ready to Send or Receive Money?

About CFS

Cactus Financial Services was incorporated on 9th November,2007 to provide money transfer services under the Western Union Franchise.

Its certificate of designation from Bank of Zambia was issued on 14th November 2008.


Contact Us

Address: Shop No. 3,
Luangwa House Cairo Road, 
Lusaka Business Center

Phone: +260-211-221180


© 2016 Cactus Financial Services. All Rights Reserved. Designed By Duke Muchindu