Send Money

Send Money

We have 51 service outlets countrywide. Our friendly, knowledgeable agents will make your money transfer happen with ease.

  • Money in minutes - When you need money there in minutes.
  • Via Zoona - Send money using the Zoona mobile money transfer service

How to Send Money In Person

Sending money in person with Western Union in our service outlet is easy. Choose the service that's best for you and follow the simple steps below to find out how.

Money in Minutes service
  1. Search for an agent location near you.
  2. Complete the Send Money form.
  3. Give the agent the completed form with the applicable funds (including transaction fee) in cash.
  4. Save your receipt and tracking number (MTCN). Your receiver will need the tracking number (MTCN) for pickup and you'll need it to track your transfer. 

Send Money via Zoona

  1. Search for an agent location near you.
  2. Avail your national identification to the agent
  3. Provide the mobile phone number for the receiver
  4. Give the agent applicable funds (including transaction fee) in cash
  5. Create your secret number
  6. You will receive an text message on your mobile phone with details of transfer including the ref number
  7. Inform the receiver of the secret number

About CFS

Cactus Financial Services was incorporated on 9th November,2007 to provide money transfer services under the Western Union Franchise.

Its certificate of designation from Bank of Zambia was issued on 14th November 2008.


Contact Us

Address: Shop No. 3,
Luangwa House Cairo Road, 
Lusaka Business Center

Phone: +260-211-221180


© 2016 Cactus Financial Services. All Rights Reserved. Designed By Duke Muchindu